Moving to Kentucky? Relocation Guide for 2021

This is a complete guide for Moving to Kentucky.
Get all the information you need to know about moving to Kentucky.

Are you considering moving to Kentucky in 2021? If you enjoy rock climbing, hiking, camping, kayaking and offroad adventures, moving to Kentucky will be perfect for you.

Famous for being the horse capital of the world, Kentucky is home to about 450 horse farms as well as the world's largest thoroughbred auction house. If you enjoy horse riding and horse racing, moving to Kentucky will be a great idea.

Violent and property crime rates in the Commonwealth of Kentucky are well below the national average making the state suitable for raising a family.

If you’re considering moving to Kentucky and wondering if the state is the right one for you or not, we have all the information you need to know about the state. This will make it easier for you to make up your mind about moving to Kentucky.

Quick facts to note before moving to Kentucky

  • The median annual income for Kentucky is $52,295
  • The poverty rate in Kentucky is 16.3. The U.S. average is 10.5%
  • The median home value in Kentucky $146,000
  • The average rental price for a home or apartment in Kentucky $944 / per month
  • The average hourly rate for hourly jobs in Kentucky 17.89 an hour
  • The cost of living in Kentucky is 83.6
  • Property and violent crimes rates in Kentucky are lower than the national average
move to kentucky

Top 10 reasons people are moving to Kentucky

Every year, lots of families and other people move to Kentucky for several reasons. While it’s not practically possible to figure out all the reasons people are moving to Kentucky, we’ve made a list of the notable reasons to give you an idea of why people are moving to the state.

  • Kentucky has a low cost of living
  • Kentucky homes are affordable
  • Kentuckians are friendly and hospitable
  • Enjoy locally grown foods in almost all restaurants
  • You’ll enjoy all four seasons including derby season
  • Kentucky’s proximity to other big cities around including Nashville, Cincinnati etc.
  • Kentucky has a beautiful and unique geographical feature
  • Enjoy lots of local events and festivals
  • Kentucky’s world-famous Bourbon Trail
  • Kentucky great outdoors are remarkable
pros and cons of kentucky

Pros and cons of moving to Kentucky

Similar to every other state, there are so many remarkable reasons why moving to Kentucky is a great idea. Also, there are some reasons why moving to Kentucky may not be right for you. So, we’ve curated the pros and cons of living in Kentucky to help you make the right decision. Here they are::

The pros The cons
Kentucky is home to a robust workforceGetting to know the language of Kentucky can be a challenge
Kentucky provides you with an excellent centralized locationThe educational system needs improvement
The tax code is beneficial for most households in KentuckyYou’re going to need to learn the barbecue differences in the state
Housing costs in Kentucky are relatively affordableThe weather might be nice, but it can also be frightening
You’ll have access to plenty of outdoor adventures when living in KentuckyHunting season equates to more vehicle-animal accidents.
There are numerous hunting seasons to enjoy in KentuckyKentucky’s income tax rate is a flat 5% for everyone.
You will get to enjoy the rivalry between Louisville and KentuckyRetirees experienced a reduction in their exemption.
Kentucky makes some world-class bourbon.The cities in Kentucky have pollution issues that you’ll want to consider.
Kentucky and hot browns are the perfect combinationMany people tend to group together based on their ethnicity.
You’ll get to enjoy five seasons every year when living in Kentucky
palce to live in kentucky

Where are the best places to live in Kentucky?

If you’re moving to Kentucky, you’d like to live in the best places in the state. To help you put the right foot forward when you start searching for a home in the right neighborhood, we’ve made a list of the ten best places to live in Kentucky.

Rank City Population Unemployment Rate Home Value
1Fort Thomas16,3133.2%$226,300
3Villa Hills7,4104.7%$220,500
4Fort Mitchell8,2370.4%$258,500
6Fort Wright5,7241.9%$195,800
7Cold Spring6,3192.9%$195,600
10Douglass Hills5,7023.2%$244,700

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How to move to Kentucky from any state

Moving to Kentucky from any state is easy. All you have to do is hire a professional long-distance moving company to help you relocate. But where can you find such movers? Request for free moving quotes and you’ll get free multiple quotes from reputable moving companies near you.

If you’re wondering how much your moving to Kentucky will cost, you can use this free moving cost calculator to figure out your moving cost. This will make it easier for you to come up with a realistic moving budget for moving to Kentucky.

cost of living in kentucky

What’s the cost of living in Kentucky?

The cost of living in Kentucky is 83.6. The United States average is 100. This means that the cost of living in Kentucky is 16.4% lower than the national average. This is one of the key things you should take note of if you’re moving to Kentucky.

What’s the average home rental cost in Kentucky?

Moving to Kentucky could mean renting a home or an apartment in the state. The average cost of renting a home or an apartment in Kentucky is $950 per month.

Here’s a simple breakdown of Kentucky’s rental cost:

  • Average cost of a Kentucky Studio Apartment is $536. The U.S. average is $821
  • Average cost of a Kentucky 1 Bedroom is $601. The U.S. average is $930
  • Average cost of a Kentucky 2 Bedroom is $760. The U.S. average is $1,148
  • Average cost of a Kentucky 3 Bedroom is $1,028. The U.S. average is $1,537
  • Average cost of a Kentucky 4 Bedroom is $1,190. The U.S. average is $1791

What’s the median home value in Kentucky?

The median home value in Kentucky is $145,230. If you’re considering moving to Kentucky, the cost of buying a home in the state is lower than the United States average. Here’s a simple analysis of Kentucky’s real estate market:

  • Up to 65% of Kentucky residents are homeowners
  • About 35% of Kentucky residents are renters
  • 12.5% of homes in Kentucky are available to rent
  • 67.1% of homes in Kentucky are single-family homes
  • 2.5% of homes in Kentucky are townhomes
  • 7.4% of homes in Kentucky are small apt. building
  • 10.9% of homes in Kentucky Apt. complexes
  • 12.0% of homes in Kentucky are mobiles homes
jobs in kentucky

Kentucky Job Market

Your chances of getting a job if you move to Kentucky is fairly high. The unemployment rate in the state is below 5 percent.

10 largest industries in Kentucky

Kentucky is home to 54 fortune 500 companies that have always been on the list since the first list was released in 1955. The state is home to several large industries powering its economy. Since you’re considering moving to Kentucky, here’s a list of the ten largest industries in the state:

  • Aggrotech
  • Automotive
  • Manufacturing
  • Aerospace
  • Primary metals
  • Food and beverage
  • Logistics
  • Chemical
  • Plastics and rubber
  • Healthcare

What are the top career options in Kentucky?

Moving to Kentucky could mean getting one of the fastest growing jobs in the state. Here’s a list of the fastest growing jobs in Kentucky, according to Zippia:

Rank Job Title Growth % Average Wage Jobs in 2024
1Home Health Aid159.5%$25,7106,620
2Physical Therapist Assistant152.2%$54,0602,450
3Operations Analyst149.4%$73,2902,390
4Physical Therapy Aide149.2%$24,4101,000
5Physical Therapist147.2%$83,2704,150
6Certified Nursing Assistant146.1%$25,16037,180
7Occupational Therapist145.7%$80,1102,710
8Tour Guide144.4%$23,7403,120
9Diagnostic Medical Sonographer143.5%$62,7401,320
10Nurse Practitioner143.3%$94,7903,510

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What’s the average salary and income in Kentucky?

Your average salary and income in Kentucky will depend on several factors, including the kind of job you do and who your employers are. Below is a simple analysis of the average salary and income of people living in Kentucky. This data is crucial since you’re considering moving to Kentucky.

  • The median annual income of households in Kentucky is $50,247. The U.S. median is $61,937
  • The average annual pay for the Hourly Rate jobs category in Kentucky is $37,205 a year
  • The average weekly pay for hourly jobs in Kentucky is $715/week
  • The average monthly pay for hourly rate jobs in Kentucky is $3,100/month
  • The average hourly rates for hourly jobs in Kentucky are $17.89 an hour

What’s the unemployment rate in Kentucky?

How fast can you get a job if you’re moving to Kentucky? Here’s a simple analysis of Kentucky’s job market.

  • Unemployment rate in Kentucky is 5.10%. The U.S. average – 3.70%
  • Recent job growth in Kentucky is 1.32%. The U.S. average is - 1.59%
  • Future job growth in Kentucky is 34.83%. The US average is 33.51%

Biggest companies in Kentucky

After moving to Kentucky, you may decide to work with some of the largest employers in the state. To help you figure out who they are easily, we’ve listed ten largest employers in Kentucky, including their names, city and number of employees. Here’s the list below:

Rank Company City Employees
1Yum! BrandsLouisville90,000
2Texas RoadhouseLouisville56,300
4Kindred HealthcareLouisville38,300
5Grupo AntolinHopkinsville28,000
6Toyota Motor Engineering & Manufacturing North AmericaErlanger623,307
7Papa John’s InternationalLouisville23,100
8INOAC USABardstown20,000
9Houchens IndustriesBowling Green16,000
10Almost FamilyLouisville15,500
Kentucky taxes

How much will you be paying in taxes in Kentucky?

Sales and property taxes in Kentucky are below the United States average while the state income tax is just about the national average. This makes the state tax friendly if you’re considering moving to Kentucky.

  • The state income tax in Kentucky is 5.00%
  • Kentucky local income taxes is 0.01% - 2.50%
  • Sales tax in Kentucky is 6.00%
  • The average effective rate of Kentucky property tax is 0.86%
  • Gas tax in Kentucky is 26 cents per gallon of regular gasoline, and 23 cents per gallon of diesel
  • The average property tax in Kentucky is $1,120 annually
  • Kentucky imposes taxes on inheritances

What is Kentucky most known for?

Kentucky is known for many reasons. While it’s impossible to list everything, the state is known for, we’ve made a list of some of the most notable ones. Since you’re considering moving to Kentucky, here’s a list of the key things the state is known for:

  • KFC
  • Horse farms in the bluegrass
  • Horse racing
  • Big, outrageous hats for good luck
  • It’s the home of Bourbon Whiskey
  • Louisville Slugger and bowling balls
  • Coal miners
  • The home of the legendary Muhammad Ali
  • UPS Airlines
  • Coal mining
  • Health and well-being in cities like Louisville
  • The Kentucky Derby and all the Derby festivities
  • Beautiful landscape with rolling hills, green pastures, wooded areas
  • Delicious food both country, southern cuisine
  • Daniel Boone National Forest
  • Abraham Lincoln Birthplace National Historic Park
schools and university in Kentucky

How is the Kentucky School System?

Kentucky is home to some of the Elementry, Middle, High Schools & best universities and colleges in America. Since you’re considering moving to Kentucky, here’s a list of the best higher institutions in the state and their locations:

Best elementary schools in Kentucky

  • Junction City Elementary School
    Boyle County, Public, PK-5 | 369 students, Rating: 10/10

  • Glenn O Swing Elementary School
    Covington Independent, Public, K-5 | 498 students, Rating: 10/10

  • W R Castle Memorial Elementary School
    Johnson County, Public, PK-6 | 398 students, Rating: 10/10

  • G R Hampton Elementary School
    Knox County School District, Public, PK-6 | 280 students, Rating: 10/10

  • Hunter Hills Elementary School
    Laurel County School District,Public, PK-5 | 640 students, Rating: 10/10

Best middle schools in Kentucky

  • Corbin Intermediate School
    Corbin Independent,Public, 5-6 | 441 students, Rating: 9/10

  • Viper Elementary School
    Perry County School District, Public, PK-8 | 272 students, Rating: 8/10

  • Bell Central School Center
    Bell County,Public, PK-8 | 545 students, Rating: 8/10

  • Highland-Turner Elementary School
    Breathitt County,Public, PK-7 | 224 students, Rating: 8/10

  • Caverna Middle School
    Caverna Independent, Public, 6-8 | 137 students, Rating: 8/10

Best High schools in Kentucky

  • Highlands High School
    Fort Thomas Independent, Public, 9-12 | 1016 students, Rating: 10/10

  • Dupont Manual High School
    Jefferson County,Public, 9-12 | 1917 students, Rating: 10/10

  • Russell High School
    Russell Independent School District,Public, 9-12 | 663 students, Rating: 10/10

  • South Warren High School
    Warren County School District,Public, 9-12 | 1209 students, Rating: 10/10

  • North Oldham High School
    Oldham County School District,Public, 9-12 | 1033 students, Rating: 10/10

Best Universities and Colleges in Kentucky

  • Rank 1. University of Kentucky

  • Rank 2. University of Louisville

  • Rank 3. Western Kentucky University
    Bowling Green

  • Rank 4. Eastern Kentucky University

  • Rank 5. Northern Kentucky University
    Highland Heights

  • Rank 6. Berea College

  • Rank 7. Murray State University

  • Rank 8. Bellarmine University

  • Rank 9. Centre College

  • Rank 10. Kentucky State University

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